Journey Begin
Becoming Debt Free
What is Debt Review?
Debt review is a financial rehabilitation process introduced under the National Credit Act (NCA).
It’s designed to protect you from creditors (people or companies you owe money to) while helping you pay off your debts affordably.
Complete Debt Assessment
Complete our online form or contact us and have one of our agents run through the application with you.
We will assess your situation
We will review and evaluate your information and determine what will best suit your exact needs.
Debt Review
We will inform the Credit Bureaus and your Creditors that you have been listed under Debt Review.
Negotiation
We will negotiate with your Creditor Providers and setup one affordable monthly repayment based on your current living expenses.
Finally
Our specialist attorney will apply for a court order in order so that you are protected against legal action taken by your Credit Providers.
Talk to us about becoming debt free!
We welcome and celebrate different perspectives to help our firm, our clients and our people.
Reduced Monthly Installment
Saving you money
Protection of your assets
No repossessions
One Fixed Monthly Payment
Pay all from one account
Get professional Legal Protection
Be represented
Your Questions Answered
Frequently Asked Questions
How do I know I need Debt Review?
If after your living expenses from your net salary, you have less money left over than that of your installments on your debt then you may apply for Debt Review.
How do you determine my new monthly installment?
We consider your monthly income as well as your living expenses. A recommendation is then made on the amount you can reasonably afford each month.
Which debts are covered under Debt Review?
We can include; Home Loans, Vehicle Finance, Credit Cards, Store accounts, Personal loans, Overdrafts and Micro-loans.
We do not cover Doctors fees, Insurance Premiums, School fees etc.
When is my first payment due?
You may choose any date which is suitable for you within 30 days of enrolment in the process.
Can I apply for Debt Review whilst I am unemployed?
No. You need a monthly income in order for us to propose a reduced debt repayment plan to your Credit Providers.
Will I still be able to rent a property whilst under Debt Review?
The debt review process as such is not classified as a credit agreement and you will therefore able to rent a property. In fact, we will make provision for your rent expenditure in your debt restructuring budget and can provide the agent or lessor with a letter that confirms that you are in a position to pay your monthly rental.
We'll Contact You
Request a call and we’ll call you back.
testimonials
What People Say About Us
******* “Safe Bridge Financial truly changed my life!” ********
"I was struggling to keep up with all my payments and didn’t know where to start. Their team guided me step by step through the debt review process, and now I finally have financial freedom."
SafeBridge Financial truly changed my life!
SafeBridge Financial truly changed my life!
Thabo M.
client“They explained everything clearly and kept me updated throughout my debt review. I felt supported and respected the entire time.”
Professional and reliable from day one.
Professional and reliable from day one.
Lerato K.
client“I was under debt review for years with no progress until I joined SafeBridge. Within months, they helped me get my clearance certificate and rebuild my credit.”
They removed me from debt review successfully!
They removed me from debt review successfully!
Ashley D.
client“SafeBridge Financial handled my case quickly and professionally. I’d recommend them to anyone looking for real financial solutions.”
The best financial team I’ve ever worked with.
The best financial team I’ve ever worked with.
Morne V.
client“They didn’t make empty promises — just results. I finally feel in control of my finances again.”
Honest, transparent, and always willing to help.
Honest, transparent, and always willing to help.